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INSURANCE
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Realhouse is an authorised Tied Insurance Intermediary for Atlas Insurance PCC and specialises in the provision of building and property related insurance.


A Buildings Insurance Policy is required when one purchases a property with bank financing, but because it is arguably the biggest investment most make in their lifetime it is also equally important to secure one`s property when that property becomes fully owned by oneself. Buildings insurance also provides financial protection if there is damage to the structure of the block ensuring that all owners are able to fork out their share in the event of any loss and/or damage being sustained.


We can offer a Block Insurance Policy which would cover the property and related third party liability in respect of all the apartments and common areas within the same building. This makes the renewal and administration of the policy far simpler, and eliminates possible disputes and a lot of the back and forth between different insurers in the case of a claim.


Alternatively, a Condominium Policy can provide cover for the common parts and related liability arising from a building’s common areas and lift. This policy is taken up when every landlord within the block individually insures their own apartment. Such a policy ensures that the entire building is insured and that the interests of all the owners’ are noted.

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HOME INSURANCE

Your home is in good hands 

 

-   Pays for losses caused by burst pipes, fire, theft, vandalism and natural
    disasters
-   Protects you if you are liable for any injuries or damages you might cause to
    other persons
-   Accidental damage cover on many items
-   Alternative accommodation if your home is severely damaged
-   24/7 Homehelp emergency assistance – call on 21 222 333

Travel INSURANCE

Travel Insurance without complications

-   Covid Cover for all destinations
-   Last-Minute Travel Insurance available online
-   Cancelled services due to adverse weather and natural phenomena at no
    additional charge
-   Cover for medical expenses while abroad
-   24/7 international emergency medical assistance
-   Available also for business trips, skiing, driving holidays, and cruises

MOTOR INSURANCE

Cover that keeps you moving

-   Drive confidently in Europe with our Free EU cover
-   24-hour roadside assistance
-   Protected No Claim Discount when you claim

-   Free car rental while waiting for parts if car cannot be driven safely
-   Free European EU Roadside assistance for motorcycles
-   Loss of Keys & Replacement of Locks
-   Earn and redeem Lava Rewards points on your renewal - www.lavarewards.com.mt

BOAT INSURANCE

Making boat insurance plain sailing

-   Cover when cruising around Malta and other territorial waters
-   Personal accident and medical expenses cover
-   You can choose between comprehensive and third-party liability only
    insurance
-   New replacement boat if written off - up to 4 years old

PET INSURANCE

Give your beloved pet the best care possible

-   Advertising and reward costs if your pet goes missing
-   Insurance available for travel with pets
-   Damages or injuries caused by your pet to other persons if you are legally
    responsible
-   Holiday cancellation if your pet develops a life-threatening medical condition
-   Pet-sitting fees if you are hospitalised

Realhouse Management Ltd (Enrolment no C 37013) is authorised under the Insurance Distribution Act to act as a Tied Insurance Intermediary for Atlas Insurance PCC Limited (AIPL). AIPL is a cell company authorised under the Insurance Business Act 1998 to carry on general insurance business. The non- cellular assets of the company may be used to meet losses incurred by the cells in excess of their assets. Both entities are regulated by the MFSA.

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